07

Nov

The United States flag waving in the wind against a blue sky with light clouds.

Take the Next Step: Move to United States with the EB-5 Visa Program

Many people dream of living and working in the United States. For families who want to build a better life here, the EB-5 visa program is one special path to make that dream come true. It is a way for immigrants to get a Green Card by investing capital in the U. S. economy and cre...

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31

Oct

A modern circular building under construction with scaffolding and cranes against a bright blue sky.

Understanding Builder’s Risk Insurance for Construction Projects in Illinois and Missouri

When you're building a new home, store, or big project, a lot can go wrong. Bad weather, fires, or even theft can happen before the building is done. That’s where Builder’s Risk Insurance comes in. It’s also called “course of construction insurance. &...

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Categories: Insurance Property


28

Oct

Brick house with a damaged roof and a fallen tree leaning against the front porch after a storm.

The Real Cost of Neglected Roof Repairs Before Winter

Winter can be brutal on roofs. Small problems today often turn into big, expensive ones once snow, ice, and cold temperatures arrive. At Vargas Gonzalez Delombard, LLP, we help homeowners and business owners handle roof damage, storm damage, and property damage. If you think skip...

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Category: Property Insurance


13

Oct

A damaged house with debris scattered outside, “HELP!” painted in large red letters on the roof, and a banner reading “Insurance Delayed, We’re Drained!” hanging over the front porch.

Are Florida Insurance Companies Facing Big Fines?

In 2025, the Florida Office of Insurance Regulation (OIR) announced more than $2 million in fines against eight insurance companies for misconduct. These fines show that state regulators are trying to hold insurers accountable. But they also raise questions about whether the syst...

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29

Sep

Two-story brick house with gray roof, white trim, and front porch surrounded by grass and trees.

Florida Homeowners Still Struggling Despite Insurance Changes

Florida Homeowners Still Struggling Despite Insurance Changes In 2023, the Florida Legislature promised to “fix” the Sunshine State's troubled homeowners insurance market. Governor Ron DeSantis and other leaders said there were too many “frivolous lawsuits...

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20

Sep

Laptop with code on screen next to notebook and smartphone on a desk

Don't Be a Victim: Data Breaches 2025 Revealed

In today's world, our lives are online. We shop online, bank online, and even see our doctors online. This is easy and fast, but it also means our private information is often stored on computers and in the cloud. When companies don’t protect that information, hackers...

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17

Sep

Expert Help for Google’s 2025 Data Breach Victims

In 2025, Google faced two major crises: a large-scale security incident and a federal jury verdict holding the company liable for privacy violations. Together, these events remind us that even the world's largest corporations are not immune to cyberattacks, legal accountabi...

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27

Aug

Two-story blue house with severe roof damage, missing shingles, and exposed wooden beams after a storm.

What Insurance Does and Doesn’t Cover for Roof Damage

Your roof is one of the most important parts of your home. It keeps you safe from rain, snow, wind, and heat. But when it gets damaged, the big question is: Will my insurance pay for it? The answer isn't always simple. Insurance coverage usually applies when roof damage hap...

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08

Aug

Two-story home severely damaged by a storm, with a large tree fallen on the roof and debris scattered around.

Judge's Ruling Could Mean Big Changes for Citizens Insurance

If you live in Florida and have Citizens Property Insurance Corporation, this update could be important for you. A judge just made a big decision: Citizen Property might be doing something unconstitutional when it comes to handling claims disputes with their policyholders (that&r...

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04

Aug

House with severe roof damage; missing shingles and exposed wood after a storm.

Fighting for Coverage: Dealing with Hail & Wind Roof Damage in NY

In New York, we see all kinds of weather. From strong winds to hailstorms, the weather can really hurt our homes, especially the roof. One of the most common problems after a big storm is roof damage. Shingles blow off, leaks start, and sometimes the whole roof needs to be replac...

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23

Jul

Prepare for Lightning Strikes: Protect Your Home and Coverage

What Happens When Lightning Strikes Lightning is nature's giant spark. In Florida, Texas, and beyond, especially in places like Orlando, Miami, Houston, Dallas, and North Texas, thunderstorms are common, and so are lightning strikes. When lightning hits a house, it c...

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27

Jun

What Property Owners Should Know About Construction Defects

When you own a property, you expect it to be safe and sound. But sometimes, mistakes happen when a home or building is made. These mistakes are called construction defects. Let's look at what they are, the different kinds, who is responsible, how they affect your home&rsqu...

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