Practice Areasin Illinois

At Vargas Gonzalez Delombard, we know how devastating property damage and insurance disputes can be for Illinois homeowners, businesses, and associations. When disaster strikes, you expect your insurance company to step in and honor the coverage you’ve paid for. Too often, however, insurers delay, deny, or underpay valid claims. That’s where we come in. Our Illinois attorneys are dedicated to protecting property owners’ rights and securing fair outcomes across a wide range of property damage and insurance matters.

Builder's Risk Insurance Property Damage Solar Panel Lawsuits Business Interruption Claims Business Interruption Lawyers Class Action Lawsuits Commercial Litigation Condo Association D&O E&O General Liability Public Adjuster Representation Property Manager Representation Insurance Denial Life Insurance

Business Interruption and Commercial Claims

When fires, floods, or storm damage force businesses to close, the financial fallout can be catastrophic. We handle business interruption claims, helping owners recover lost income and operating expenses. Our team also represents Illinois companies in commercial litigation, including contract disputes, construction claims, and conflicts with insurers. For larger matters, we pursue class action lawsuits on behalf of groups of property owners facing widespread losses or unfair insurance practices.

Condo Association and Property Manager Representation

Condo associations and property managers face unique challenges when it comes to property damage claims. From roof leaks in Springfield condo buildings to storm damage at Chicago high-rises, insurers often dispute responsibility or undervalue the cost of repairs. We represent condo associations and property managers throughout Illinois, ensuring that claims are properly documented, damages are fully covered, and repairs are made promptly.

Fire, Storm, and Natural Disaster Claims

Illinois communities are no strangers to severe weather and natural disasters. Our attorneys handle claims involving:

Fire damage to homes, apartments, and commercial properties;
Hail damage to roofs and siding across northern Illinois;
Hurricane damage for Illinois businesses with Gulf Coast exposures;
Lightning damage leading to fires, electrical system failures, or structural loss;
Mold damage resulting from water intrusion, flooding, or plumbing leaks;
Plumbing leak claims in residential and commercial buildings;
Storm, wind, and tornado damage, including catastrophic losses in Edwardsville and other parts of Central Illinois;
Roof damage disputes where insurers try to blame “wear and tear” rather than storm impact;
Sinkhole damage, though less common in Illinois, can still threaten properties and lead to complex coverage fights; and
Vandalism and theft damage are impacting businesses and homeowners across the state.

We are aware of the tactics insurers employ to minimize payouts after significant events, and we are relentless in our pursuit of full coverage.

Water and Structural Damage

Water is one of the most common and costly sources of property damage. Burst pipes, heavy rainfall, and flooding along Illinois rivers often leave behind extensive structural and mold issues. Our attorneys work with engineers and contractors to document the true extent of water damage, ensuring insurers cannot get away with partial repairs or lowball offers.

Insurance Denial and Policyholder Advocacy

If your insurer has denied your claim, it is not the end of the road. We challenge insurance denials and hold carriers accountable for acting in bad faith. We also provide legal support to public adjusters and their clients, ensuring that claims are presented with the strongest possible legal foundation.

Coverage Disputes

Insurance disputes are not limited to property policies. We also handle cases involving:

Builder’s Risk Insurance, protecting contractors and developers when projects suffer delays or damages;
General Liability policies, often disputed in connection with property and injury claims;
Errors & Omissions (E&O) coverage for professionals accused of negligence;
Directors & Officers (D&O) coverage for corporate leaders facing lawsuits tied to property or financial losses; and
Life insurance claims, where insurers attempt to delay or deny payment to beneficiaries.

These disputes often involve complex policy language and high-value stakes. Our attorneys have the experience to navigate them effectively.

Solar Panel Lawsuits

As more Illinois property owners turn to renewable energy, disputes are arising involving defective solar panels, improper installation, and insurance coverage gaps. We represent homeowners, associations, and businesses in solar panel lawsuits, protecting their investments and pursuing recovery for losses.

Why Choose Our Illinois Team

Property damage claims require lawyers who are familiar with the local courts, industries, and insurers. Our Illinois attorneys combine statewide experience with national resources, giving clients an edge whether their case involves a single property or hundreds of claimants. We clearly explain your options, keep you updated at every stage, and fight relentlessly to secure the compensation you deserve.

Contact Our Illinois Property Damage Lawyers Today

If you are facing a property damage or insurance dispute in Illinois, do not take on the insurance company alone. Our team is ready to protect your rights and secure the coverage you are owed. Contact us online today to schedule a consultation with an Illinois lawyer at Vargas Gonzalez Delombard.